{"id":4863,"date":"2024-11-21T09:24:30","date_gmt":"2024-11-21T12:24:30","guid":{"rendered":"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/?page_id=4863"},"modified":"2025-04-15T14:52:56","modified_gmt":"2025-04-15T17:52:56","slug":"palestras-financeiras","status":"publish","type":"page","link":"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/palestras-financeiras\/","title":{"rendered":"Palestras Financeiras"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"4863\" class=\"elementor elementor-4863\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7435d42 e-flex e-con-boxed e-con e-parent\" data-id=\"7435d42\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6cd21eb e-con-full e-flex e-con e-child\" data-id=\"6cd21eb\" 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95.85,-59.84 25.95,9.15 20.73,84.14 20.73,84.14 0,0 72.93,108.3 260.8,201.14l0 0.01z\"><\/path> <\/g> <\/g> <\/svg><\/div>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd1e866 elementor-widget elementor-widget-heading\" data-id=\"dd1e866\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Palestra sobre Educa\u00e7\u00e3o Financeira e Planejamento Financeiro<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-328d9ec e-flex e-con-boxed e-con e-parent\" data-id=\"328d9ec\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-433bfd0 e-con-full e-flex e-con e-child\" data-id=\"433bfd0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c72308f elementor-widget elementor-widget-image\" data-id=\"c72308f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"838\" height=\"556\" src=\"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2024\/11\/plaestras-in-company.webp\" class=\"attachment-full size-full wp-image-4952\" alt=\"\" srcset=\"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2024\/11\/plaestras-in-company.webp 838w, https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2024\/11\/plaestras-in-company-300x199.webp 300w, https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2024\/11\/plaestras-in-company-768x510.webp 768w\" sizes=\"(max-width: 838px) 100vw, 838px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d6615d4 elementor-widget elementor-widget-text-editor\" data-id=\"d6615d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Nesta palestra, oferecemos aos colaboradores da iniciativa privada e servidores p\u00fablicos conceitos fundamentais sobre Educa\u00e7\u00e3o Financeira e Planejamento Financeiro Pessoal<\/strong>\u00a0de forma a auxili\u00e1-los na administra\u00e7\u00e3o de seus recursos financeiros, dando melhor destino ao seu dinheiro, aprendendo a fazer mais com aquilo que ganham, mas tamb\u00e9m na resolu\u00e7\u00e3o de problemas financeiros, na redu\u00e7\u00e3o e elimina\u00e7\u00e3o de d\u00edvidas e no uso consciente do cr\u00e9dito. Tudo isso, de forma did\u00e1tica e descontra\u00edda, desmistificando o linguajar \u201ceconom\u00eas\u201d que impede muitas pessoas de se interessarem e compreenderem estes assuntos t\u00e3o relevantes nos dias de hoje e, para isso, compartilhamos um pouco de nosso conte\u00fado did\u00e1tico educacional financeiro que\u00a0<strong>pode ser personalizado de acordo com as necessidades e expectativas da empresa ou institui\u00e7\u00e3o:<\/strong><\/p><p>\u2022\u00a0<strong>A import\u00e2ncia da Educa\u00e7\u00e3o Financeira e do Planejamento Financeiro Pessoal<\/strong>;<\/p><p>\u2022\u00a0<strong>O que est\u00e1 por tr\u00e1s da Perda de Produtividade, do Absente\u00edsmo, do Presente\u00edsmo e dos Acidentes de Trabalho<\/strong>\u00a0e como a Educa\u00e7\u00e3o Financeira e o Planejamento Financeiro podem ajudar a reverter um quadro de baixa produtividade, al\u00e9m de aumentar o v\u00ednculo com a organiza\u00e7\u00e3o;<\/p><p>\u2022\u00a0<strong>Como funciona o nosso Ciclo de Vida Financeiro<\/strong>\u00a0<strong>e suas diferentes fases da vida<\/strong>, suas particularidades e necessidades financeiras;<\/p><p>\u2022\u00a0<strong>Compreender porque a conta banc\u00e1ria dos colaboradores geralmente \u201csorri\u201d por apenas um dia no m\u00eas<\/strong>;<\/p><p>\u2022\u00a0<strong>Como administrar a rela\u00e7\u00e3o Renda versus Despesas para o controle do Or\u00e7amento Financeiro Pessoal<\/strong>\u00a0e como utilizar uma planilha de or\u00e7amento dom\u00e9stico para o gerenciamento das despesas mensais;<\/p><p>\u2022\u00a0<strong>Como os juros compostos funcionam<\/strong>\u00a0e como podem ser utilizados a seu favor;<\/p><p>\u2022\u00a0<strong>Como identificar os gastos impercept\u00edveis e os cuidados com o cheque especial, cart\u00e3o de cr\u00e9dito e empr\u00e9stimo pessoal<\/strong>;<\/p><p>\u2022\u00a0<strong>Quais s\u00e3o os primeiros sinais de alerta de endividamento a que os colaboradores e servidores<\/strong>\u00a0<strong>precisam estar atentos<\/strong>\u00a0antes que as d\u00edvidas virem uma bola de neve?<\/p><p>\u2022\u00a0<strong>Como as d\u00edvidas afetam o nosso Planejamento Financeiro<\/strong>\u00a0para a conquista de uma vida financeira mais pr\u00f3spera e tranquila;<\/p><p>\u2022\u00a0<strong>Como fugir das armadilhas do consumo e das compras por impulso<\/strong>;<\/p><p>\u2022\u00a0<strong>Como comprar de maneira consciente e planejada<\/strong>;<\/p><p>\u2022\u00a0<strong>Como funciona a Regra de 72<\/strong>\u00a0<strong>e como utiliz\u00e1-la em seus investimentos<\/strong>;<\/p><p>\u2022\u00a0<strong>Quais as consequ\u00eancias dos problemas financeiros no ambiente de trabalho<\/strong>\u00a0e nos relacionamentos pessoais;<\/p><p>\u2022\u00a0<strong>As 5 palavras m\u00e1gicas na tomada de decis\u00e3o de compra: QUE-ME-PRE-PO-DE<\/strong>;<\/p><p>\u2022\u00a0<strong>Quais as<\/strong>\u00a0<strong>estrat\u00e9gias utilizadas para evitar e sair das d\u00edvidas,\u00a0<\/strong>assumindo o controle do seu futuro financeiro na busca de Seguran\u00e7a e Independ\u00eancia Financeira;<\/p><p>\u2022\u00a0<strong>Qual o tamanho da Reserva de Emerg\u00eancia\u00a0<\/strong>adequada para minhas necessidades financeiras?<\/p><p>\u2022\u00a0<strong>Cart\u00e3o de cr\u00e9dito: Vil\u00e3o ou Aliado do Or\u00e7amento Dom\u00e9stico<\/strong>?<\/p><p>\u2022\u00a0<strong>Entender porque as d\u00edvidas afetam o nosso planejamento financeiro<\/strong>\u00a0para a conquista de uma vida financeira mais pr\u00f3spera e tranquila;<\/p><p>\u2022\u00a0<strong>Dicas fundamentais de Economia Dom\u00e9stica para o controle das despesas mensais e como viver de bem com seu dinheiro,<\/strong>\u00a0aprendendo a ter uma vida financeira mais planejada;<\/p><p>\u2022\u00a0<strong>Apresenta\u00e7\u00e3o de casos vividos no dia-a-dia com as pessoas e fam\u00edlias que, por meio da Educa\u00e7\u00e3o Financeira e do Planejamento Financeiro Pessoal, superaram crises financeiras<\/strong>\u00a0e encontraram a orienta\u00e7\u00e3o necess\u00e1ria para a realiza\u00e7\u00e3o de seus mais importantes Projetos de Vida.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce9c9b0 elementor-widget elementor-widget-heading\" data-id=\"ce9c9b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Empoderando Mulheres Financeiramente<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8dcff60 elementor-widget elementor-widget-image\" data-id=\"8dcff60\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"838\" height=\"558\" src=\"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2024\/11\/empoderando-mulheres-financeiramente.webp\" class=\"attachment-full size-full wp-image-4917\" alt=\"\" srcset=\"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2024\/11\/empoderando-mulheres-financeiramente.webp 838w, https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2024\/11\/empoderando-mulheres-financeiramente-300x200.webp 300w, https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2024\/11\/empoderando-mulheres-financeiramente-768x511.webp 768w\" sizes=\"(max-width: 838px) 100vw, 838px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c506f2 elementor-widget elementor-widget-text-editor\" data-id=\"2c506f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Tem como objetivo<\/strong>\u00a0<strong>capacitar e empoderar as participantes<\/strong><strong>\u00a0na busca de sua independ\u00eancia financeira, na tomada de decis\u00f5es assertivas sobre investimentos e como criarem uma base s\u00f3lida para um futuro financeiramente est\u00e1vel al\u00e9m de sensibilizar e orientar<\/strong>\u00a0<strong>as participantes a como aumentar sua Qualidade de Vida aprendendo a organizar o seu or\u00e7amento dom\u00e9stico e sua vida financeira. Al\u00e9m disso, com nossa<\/strong>\u00a0<strong>expertise com mais de 100 empresas do setor p\u00fablico e privado<\/strong>\u00a0<strong>pretendemos oferecer<\/strong>\u00a0<strong>a<\/strong><strong>s participantes conhecimentos pr\u00e1ticos educacionais financeiros para que possam utiliz\u00e1-los no seu dia a dia ao final de cada um de nossos encontros.<\/strong><\/p><p>\u00a0<\/p><h4>CONTE\u00daDO:<\/h4><p>O conte\u00fado educacional de alta relev\u00e2ncia visa apresentar uma mat\u00e9ria que ainda n\u00e3o \u00e9 ensinada nas escolas, chamada Educa\u00e7\u00e3o Financeira, onde atrav\u00e9s de uma maneira bastante did\u00e1tica e descontra\u00edda, tem como principal objetivo promover a conscientiza\u00e7\u00e3o sobre a import\u00e2ncia do planejamento financeiro para as mulheres, a valoriza\u00e7\u00e3o da mulher no mercado global e na cria\u00e7\u00e3o de novos produtos, a import\u00e2ncia da mulher no processo de planejamento financeiro e na tomada de decis\u00f5es referentes \u00e0 administra\u00e7\u00e3o do or\u00e7amento dom\u00e9stico. Al\u00e9m, disso tudo a apresenta\u00e7\u00e3o visa orientar as participantes sobre conhecimentos essenciais de investimentos e finan\u00e7as, como gerenciar melhor aquilo que ganham, como os juros compostos podem ser utilizados a seu favor e n\u00e3o contra elas e como fazer sobrar um pouco mais de dinheiro no final do m\u00eas para investir em seus mais valiosos Projetos de Vida. Com isso, poder\u00e3o fazer melhores investimentos, diminuindo gastos, enxugando despesas, planejando-se para a aposentadoria e fazendo escolhas conscientes dando melhor destino ao dinheiro. Tudo isso para que possamos\u00a0<strong>fomentar dentro da organiza\u00e7\u00e3o o empoderamento financeiro feminino<\/strong>\u00a0para a tomada de decis\u00f5es mais conscientes e assertivas sobre finan\u00e7as e investimentos, mas tamb\u00e9m a como criar uma base s\u00f3lida para um futuro financeiramente est\u00e1vel. Somado a isso, visamos sensibilizar e orientar as participantes a como aumentar sua Qualidade de Vida aprendendo a organizar o seu or\u00e7amento dom\u00e9stico e sua vida financeira, demostrando as participantes que \u00e9 poss\u00edvel aumentar a Qualidade de Vida ao administrar eficazmente sua Vida Financeira para a conquista de um futuro mais tranquilo e seguro fortalecendo e melhorando consequentemente o clima organizacional e social.<\/p><p>\u00a0<\/p><h5>P\u00daBLICO-ALVO:<\/h5><p><strong>Mulheres de todas as idades e de todas as \u00e1reas de atua\u00e7\u00e3o profissional que desejam aprender sobre educa\u00e7\u00e3o financeira, planejamento financeiro e investimentos.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd04dfd elementor-widget elementor-widget-heading\" data-id=\"dd04dfd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Workshop sobre Investimentos<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e27f6c8 elementor-widget elementor-widget-image\" data-id=\"e27f6c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"838\" height=\"560\" src=\"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2024\/11\/workshop-sobre-investimentos.webp\" class=\"attachment-full size-full wp-image-4924\" alt=\"\" srcset=\"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2024\/11\/workshop-sobre-investimentos.webp 838w, https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2024\/11\/workshop-sobre-investimentos-300x200.webp 300w, https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2024\/11\/workshop-sobre-investimentos-768x513.webp 768w\" sizes=\"(max-width: 838px) 100vw, 838px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b4abbb elementor-widget elementor-widget-text-editor\" data-id=\"4b4abbb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>O Workshop tem como objetivo demonstrar aos participantes a import\u00e2ncia de investir e como os produtos financeiros funcionam de forma que possam com t\u00e9cnicas comportamentais garantir uma reserva de emerg\u00eancia para o presente sem se descuidar do seu futuro financeiro pensando n\u00e3o somente nas conquistas de curto, m\u00e9dio e longo prazo, incluindo, neste contexto a import\u00e2ncia de construir uma aposentadoria mais tranquila.<\/strong>\u00a0Quando falamos de investir nossos recursos financeiros surgem diversos mitos que podem ser desde: \u201cSomente investe quem tem dinheiro sobrando como at\u00e9 mesmo eu sou muito novo ou muito velho para fazer isso\u201d. Diante disso, propormos neste workshop quebrar estes e outros paradigmas demostrando que n\u00e3o \u00e9 preciso muito para come\u00e7ar a investir para o futuro e a import\u00e2ncia de construir novos h\u00e1bitos financeiros determinando datas chaves ao longo do m\u00eas para realiza\u00e7\u00e3o de seus investimentos. Para isso, propomos neste encontro convidar os participantes a substitu\u00edrem a condi\u00e7\u00e3o ou a mentalidade de tomadores de cr\u00e9dito para se tornarem investidores dando um primeiro e importante passo rumo \u00e0 constru\u00e7\u00e3o de seus mais almejados Objetivos e Projetos de Vida atrav\u00e9s de Investimentos Frequentes Mensais. Al\u00e9m disso, com nossa expertise com mais de 100 empresas do setor p\u00fablico e privado pretendemos oferecer as participantes conhecimentos pr\u00e1ticos educacionais financeiros para que possam utiliz\u00e1-los no seu dia a dia ao final de nossos encontros.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-387f0cf elementor-widget elementor-widget-heading\" data-id=\"387f0cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Planejamento Financeiro para a Prepara\u00e7\u00e3o da Aposentadoria<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e3099e elementor-widget elementor-widget-image\" data-id=\"7e3099e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"836\" height=\"556\" src=\"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2024\/11\/planejamento-financeiro-para-a-preparacao-da-aposentadoria.webp\" class=\"attachment-full size-full wp-image-4928\" alt=\"\" srcset=\"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2024\/11\/planejamento-financeiro-para-a-preparacao-da-aposentadoria.webp 836w, https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2024\/11\/planejamento-financeiro-para-a-preparacao-da-aposentadoria-300x200.webp 300w, https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2024\/11\/planejamento-financeiro-para-a-preparacao-da-aposentadoria-768x511.webp 768w\" sizes=\"(max-width: 836px) 100vw, 836px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce0adb4 elementor-widget elementor-widget-text-editor\" data-id=\"ce0adb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>O objetivo \u00e9 oferecer aos participantes uma abordagem orientativa e educacional objetivando a prepara\u00e7\u00e3o de colaboradores ou servidores que est\u00e3o em fase de aposentadoria ou de transi\u00e7\u00e3o p\u00f3s-empresa. O conte\u00fado abordado didaticamente visa oferecer um espa\u00e7o para reflex\u00e3o e planejamento cuidadoso para esta importante transi\u00e7\u00e3o de vida e n\u00e3o apenas fornecer informa\u00e7\u00f5es sobre aspectos financeiros e investimentos, mas tamb\u00e9m auxiliar os colaboradores e servidores a repensarem suas vidas em diversos aspectos estabelecendo objetivos claros e, assim, poderem tomar decis\u00f5es mais fundamentadas para enfrentarem as mudan\u00e7as e os desafios que a aposentadoria traz com mais confian\u00e7a e seguran\u00e7a. Tudo isso, apresentando por um planejador financeiro certificado de maneira interativa e din\u00e2mica, com uma combina\u00e7\u00e3o de apresenta\u00e7\u00f5es e exerc\u00edcios pr\u00e1ticos e exemplos da vida real com intera\u00e7\u00f5es para perguntas e esclarecimento de d\u00favidas ao longo de todo o evento.<\/strong><\/p><p>Com nossa expertise em mais de 100 empresas do setor p\u00fablico e privado pretendemos oferecer aos participantes conhecimentos pr\u00e1ticos educacionais financeiros para que possam ser utilizados no seu dia a dia auxiliando-os no uso racional de seu dinheiro, evitando o processo de endividamento e promovendo o bem-estar financeiro al\u00e9m de promover a prepara\u00e7\u00e3o para uma vida financeira mais saud\u00e1vel em busca de longevidade financeira.<\/p><p>\u00a0<\/p><h3>Qual a import\u00e2ncia do Planejamento Financeiro?<\/h3><p>Al\u00e9m disso,\u00a0<strong>a Educa\u00e7\u00e3o Financeira \u00e9 a base para o Planejamento Financeiro que auxilia as pessoas a realizarem\u00a0escolhas inteligentes com o dinheiro que se ganha, a se livrar de d\u00edvidas, a controlar melhor o or\u00e7amento dom\u00e9stico e o consumo compulsivo, arquitetando um Projeto de Vida que possa trazer um futuro mais tranquilo e pr\u00f3spero atrav\u00e9s da Seguran\u00e7a e Independ\u00eancia Financeira.<\/strong><\/p><p>Indo al\u00e9m, os colaboradores e servidores equilibrados financeiramente empreendem para um melhor clima organizacional e s\u00e3o consequentemente mais produtivos, pelo fato de realizarem mais com que aquilo que ganham, aumentando o n\u00edvel de satisfa\u00e7\u00e3o pessoal e profissional pois, diminui sensivelmente aspectos comportamentais como o Presente\u00edsmo, o Absente\u00edsmo, a Baixa Produtividade, o Turn-Over mas tamb\u00e9m os Acidentes de Trabalho decorrentes de problemas financeiros.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ae2ca3 elementor-widget elementor-widget-heading\" data-id=\"0ae2ca3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Qual a import\u00e2ncia da Educa\u00e7\u00e3o Financeira?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-013ab1f elementor-widget elementor-widget-text-editor\" data-id=\"013ab1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A\u00a0<strong>Educa\u00e7\u00e3o Financeira\u00a0<\/strong>\u00e9<strong>\u00a0uma mat\u00e9ria que, infelizmente, ainda n\u00e3o \u00e9 ensinada nas escolas\u00a0<\/strong>,\u00a0<strong>mas que<\/strong>\u00a0<strong>vale para toda a vida<\/strong>,\u00a0<strong>sendo de grande import\u00e2ncia para os dias de hoje tanto para os colaboradores das empresas assim como para os servidores p\u00fablicos.<\/strong>\u00a0Ensinada nos pa\u00edses mais desenvolvidos, tem como objetivo principal valorizar a Qualidade de Vida das pessoas e das fam\u00edlias, auxiliando-as a compreender melhor como o dinheiro e os juros compostos funcionam, mas tamb\u00e9m na tomada de decis\u00f5es importantes, como escolher um empr\u00e9stimo, adquirir um im\u00f3vel ou trocar de autom\u00f3vel ou simplesmente pagar um curso, iniciar um neg\u00f3cio pr\u00f3prio ou planejar a sua aposentadoria.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de41245 elementor-widget elementor-widget-heading\" data-id=\"de41245\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Qual a import\u00e2ncia do Planejamento Financeiro?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65adec1 elementor-widget elementor-widget-text-editor\" data-id=\"65adec1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Al\u00e9m disso,\u00a0<strong>a Educa\u00e7\u00e3o Financeira \u00e9 a base para o Planejamento Financeiro, que auxilia as pessoas a realizarem escolhas inteligentes com o dinheiro que se ganha, a se livrar de d\u00edvidas, a controlar melhor o or\u00e7amento dom\u00e9stico e o consumo compulsivo, arquitetando um Projeto de Vida que possa trazer um futuro mais tranquilo e pr\u00f3spero atrav\u00e9s da Seguran\u00e7a e Independ\u00eancia Financeira.<\/strong><\/p><p>Indo al\u00e9m, os colaboradores e servidores equilibrados financeiramente empreendem para um melhor clima organizacional e s\u00e3o consequentemente mais produtivos, pelo fato de realizarem mais com que aquilo que ganham, aumentando o n\u00edvel de satisfa\u00e7\u00e3o pessoal e profissional, pois\u00a0<strong>diminui sensivelmente aspectos comportamentais como o Presente\u00edsmo, o Absente\u00edsmo, a Baixa Produtividade, o Turn-Over, mas tamb\u00e9m os Acidentes de Trabalho<\/strong>\u00a0<strong>decorrentes de problemas financeiros<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-06d67ed elementor-widget elementor-widget-heading\" data-id=\"06d67ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Qual a diferen\u00e7a entre contratar um palestrante com a Certifica\u00e7\u00e3o CFP\u00ae e outro sem certifica\u00e7\u00e3o?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c42ce0 elementor-widget elementor-widget-html\" data-id=\"5c42ce0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<iframe width=\"565\" height=\"470\" src=\"https:\/\/www.youtube.com\/embed\/0-gopMCK2AU?si=Tti7SEAtBbEDNSKf\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-edbc8f3 elementor-widget elementor-widget-text-editor\" data-id=\"edbc8f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Primeiramente <strong>a Certifica\u00e7\u00e3o CFP\u00ae que \u00e9 sigla de Certified Financial Planner, \u00e9 um selo de distin\u00e7\u00e3o reconhecido mundialmente<\/strong> onde a institui\u00e7\u00e3o certificadora \u00e9 a <a href=\"https:\/\/web.archive.org\/web\/20240520100807\/http:\/www.planejar.org.br\/\">Planejar<\/a> filiada ao <a href=\"https:\/\/web.archive.org\/web\/20240520100807\/https:\/fpsb.org\/\">FPSB<\/a> (Financial Planning Standards Board que \u00e9 uma institui\u00e7\u00e3o norte-americana respons\u00e1vel pela divulga\u00e7\u00e3o, gerenciamento e controle do uso das marcas CFP\u00ae fora dos EUA) e que demonstra que o profissional possui, <strong>al\u00e9m de gradua\u00e7\u00e3o superior deve demonstrar conhecimento comprovado por meio de uma avalia\u00e7\u00e3o bastante concorrida onde em m\u00e9dia 30% dos candidatos conseguem a sua certifica\u00e7\u00e3o e que abrange \u00e1reas como Planejamento financeiro e \u00e9tica, Gest\u00e3o de investimentos, Gerenciamento de riscos e Planejamento de seguros, Planejamento de aposentadoria, Planejamento fiscal e Planejamento sucess\u00f3rio. Al\u00e9m disso tudo, o profissional precisa comprovar 5 anos de experi\u00eancia no relacionamento direto com o cliente pessoa f\u00edsica, nos \u00faltimos 10 anos.<br \/><\/strong><br \/><strong>Por fim, o diferencial de contratar um Planejador Financeiro Certificado \u00e9 que ele proporciona ao contratante a seguran\u00e7a e a tranquilidade de que estar\u00e1 contratando um profissional qualificado, competente e de confian\u00e7a, que n\u00e3o \u00e9 um te\u00f3rico, mas que vive de fato no seu dia-a-dia o Planejamento Financeiro com as pessoas e fam\u00edlias assistidas por este e, por isso, pode auxiliar muito mais com a sua experi\u00eancia do que aquele profissional que n\u00e3o possui a certifica\u00e7\u00e3o CFP\u00ae.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1bc328a e-con-full e-flex e-con e-child\" data-id=\"1bc328a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-d2cb17a e-con-full e-flex e-con e-child\" data-id=\"d2cb17a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;],&quot;sticky_offset&quot;:15,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cbd8c00 elementor-widget elementor-widget-heading\" data-id=\"cbd8c00\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Servi\u00e7os<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ba128d4 elementor-widget-divider--view-line_icon elementor-widget-divider--element-align-right elementor-view-default elementor-widget elementor-widget-divider\" data-id=\"ba128d4\" 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elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"91660bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/index.php\/planejamento-financeiro\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Planejamento Financeiro<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/index.php\/cursos-in-company\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Cursos in Company<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/palestras-financeiras\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Palestras Financeiras<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3833bc2 elementor-widget elementor-widget-heading\" data-id=\"3833bc2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Redes Sociais<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1495d57 elementor-widget-divider--view-line_icon elementor-widget-divider--element-align-right elementor-view-default elementor-widget elementor-widget-divider\" data-id=\"1495d57\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon elementor-divider__element\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:xodm=\"http:\/\/www.corel.com\/coreldraw\/odm\/2003\" xml:space=\"preserve\" width=\"1315px\" height=\"1109px\" style=\"shape-rendering:geometricPrecision; text-rendering:geometricPrecision; image-rendering:optimizeQuality; fill-rule:evenodd; clip-rule:evenodd\" viewBox=\"0 0 1313.32 1108.21\"> <defs> <style 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data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"761\" height=\"1224\" src=\"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2024\/11\/depoimentos.webp\" class=\"attachment-full size-full wp-image-213\" alt=\"\" srcset=\"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2024\/11\/depoimentos.webp 761w, https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2024\/11\/depoimentos-187x300.webp 187w, https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2024\/11\/depoimentos-637x1024.webp 637w\" sizes=\"(max-width: 761px) 100vw, 761px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a87aba3 e-con-full e-flex e-con e-child\" data-id=\"a87aba3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1a9eee2 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"1a9eee2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-quote-left\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M464 256h-80v-64c0-35.3 28.7-64 64-64h8c13.3 0 24-10.7 24-24V56c0-13.3-10.7-24-24-24h-8c-88.4 0-160 71.6-160 160v240c0 26.5 21.5 48 48 48h128c26.5 0 48-21.5 48-48V304c0-26.5-21.5-48-48-48zm-288 0H96v-64c0-35.3 28.7-64 64-64h8c13.3 0 24-10.7 24-24V56c0-13.3-10.7-24-24-24h-8C71.6 32 0 103.6 0 192v240c0 26.5 21.5 48 48 48h128c26.5 0 48-21.5 48-48V304c0-26.5-21.5-48-48-48z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10ae6f4 elementor-widget elementor-widget-heading\" data-id=\"10ae6f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Depoimentos<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c38f9f3 elementor-arrows-position-inside elementor-widget elementor-widget-n-carousel\" data-id=\"c38f9f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;carousel_items&quot;:[{&quot;slide_title&quot;:&quot;Slide #1&quot;,&quot;_id&quot;:&quot;be6e61b&quot;},{&quot;slide_title&quot;:&quot;Slide #2&quot;,&quot;_id&quot;:&quot;051d61d&quot;},{&quot;slide_title&quot;:&quot;Slide #3&quot;,&quot;_id&quot;:&quot;35d65f1&quot;},{&quot;_id&quot;:&quot;fb0cf93&quot;,&quot;slide_title&quot;:&quot;Slide #4&quot;},{&quot;_id&quot;:&quot;ffa52bb&quot;,&quot;slide_title&quot;:&quot;Slide #6&quot;},{&quot;_id&quot;:&quot;f8514a1&quot;,&quot;slide_title&quot;:&quot;Slide #6&quot;},{&quot;_id&quot;:&quot;f779504&quot;,&quot;slide_title&quot;:&quot;Slide #7&quot;},{&quot;_id&quot;:&quot;cbbb7c6&quot;,&quot;slide_title&quot;:&quot;Slide #8&quot;},{&quot;_id&quot;:&quot;5438cd0&quot;,&quot;slide_title&quot;:&quot;Slide #9&quot;},{&quot;_id&quot;:&quot;3be5603&quot;,&quot;slide_title&quot;:&quot;Slide #10&quot;},{&quot;_id&quot;:&quot;3149ca1&quot;,&quot;slide_title&quot;:&quot;Slide #11&quot;},{&quot;_id&quot;:&quot;4d069b1&quot;,&quot;slide_title&quot;:&quot;Slide #12&quot;},{&quot;_id&quot;:&quot;157d56c&quot;,&quot;slide_title&quot;:&quot;Slide #13&quot;},{&quot;_id&quot;:&quot;67fc188&quot;,&quot;slide_title&quot;:&quot;Slide #14&quot;},{&quot;_id&quot;:&quot;19d84f4&quot;,&quot;slide_title&quot;:&quot;Slide #15&quot;},{&quot;_id&quot;:&quot;5e59d86&quot;,&quot;slide_title&quot;:&quot;Slide #16&quot;},{&quot;_id&quot;:&quot;b900eb6&quot;,&quot;slide_title&quot;:&quot;Slide #17&quot;},{&quot;_id&quot;:&quot;74c6999&quot;,&quot;slide_title&quot;:&quot;Slide #18&quot;},{&quot;_id&quot;:&quot;d889ed3&quot;,&quot;slide_title&quot;:&quot;Slide #19&quot;}],&quot;slides_to_show&quot;:&quot;1&quot;,&quot;slides_to_show_tablet&quot;:&quot;2&quot;,&quot;slides_to_show_mobile&quot;:&quot;1&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;infinite&quot;:&quot;yes&quot;,&quot;speed&quot;:500,&quot;offset_sides&quot;:&quot;none&quot;,&quot;arrows&quot;:&quot;yes&quot;,&quot;image_spacing_custom&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;image_spacing_custom_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;image_spacing_custom_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-carousel.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-carousel swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Carousel\" dir=\"ltr\">\n\t\t\t<div class=\"swiper-wrapper\" aria-live=\"off\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"1\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"1 of 19\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a990e70 e-flex e-con-boxed e-con e-child\" data-id=\"a990e70\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-28cd128 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"28cd128\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Rog\u00e9rio,\n<br>\nGostar\u00edamos de agradecer pela sua disponibilidade de estar conosco em nosso primeiro dia da SIPAT em nossa empresa.\nParab\u00e9ns pela forma como conduziu a palestra. O conte\u00fado rico que trouxe, com certeza v\u00e3o mudar a vida de muitas pessoas.\n<br>\nDesejamos muito sucesso!<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2bde7f5 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"2bde7f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"60\" height=\"60\" src=\"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2025\/02\/depoimentos-equipe-luchi-esquadrias.webp\" class=\"attachment-large size-large wp-image-5990\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-53f2e2a e-con-full e-flex e-con e-child\" data-id=\"53f2e2a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-258444b elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"258444b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Equipe<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61bb342 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"61bb342\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Luchi Esquadrias<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"2\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"2 of 19\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0bec5c9 e-flex e-con-boxed e-con e-child\" data-id=\"0bec5c9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c7cd575 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"c7cd575\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">A Palestra no geral foi muito boa diria que excelente, com dicas para abrir a mente quanto ao dinheiro que rege o nosso dia a dia, fruto do nosso trabalho.<br>\nOs temas abordados nos mostram que trabalhar com finan\u00e7as ou cuidar de finan\u00e7as vai muito al\u00e9m do ganha e gastar, e pensar no passado, presente e futuro.<br>\nQuando o palestrante nos ensina o passo b\u00e1sico e principal, que \u00e9 controlar os gastos di\u00e1rios saber em que est\u00e1 gastando cada centavo recebido, \u00e9 que temos ci\u00eancia se estamos no caminho certo ou n\u00e3o.<br>\nPara mim, foi importante saber que eu j\u00e1 estou no caminho certo, que cada controle atual e planejamento a longo prazo n\u00e3o \u00e9 em v\u00e3o e que estou a alguns passos de estar no caminho e agindo da forma correta para uma seguran\u00e7a futura no quesito financeiro.\n<br>\n<strong>O Palestrante foi muito claro e objetivo, mantendo a aten\u00e7\u00e3o e interatividade de todos que de alguma forma precisava entender melhor sobre o assunto.<\/strong>\n<br>\nFiquei muito satisfeita com o aprendizado passado e buscarei a melhor forma de colocar cada dica em pr\u00e1tica.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-96f7fab elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"96f7fab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"60\" height=\"60\" src=\"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2025\/02\/depoimento-edineia-araujo.webp\" class=\"attachment-large size-large wp-image-6011\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-548db20 e-con-full e-flex e-con e-child\" data-id=\"548db20\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f1931a6 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"f1931a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Edneia de Ara\u00fajo Oliveira<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce126ad elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"ce126ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Analista de Projetos \u2013 Opera\u00e7\u00f5es<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"3\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"3 of 19\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-90de515 e-flex e-con-boxed e-con e-child\" data-id=\"90de515\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-77c2425 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"77c2425\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Em retorno a palestra ministrada no dia 02\/02\/2024, temos a dizer que foi de grande valia para todos os presentes, alguns familiares tamb\u00e9m compareceram, o que ajuda melhor a compreens\u00e3o do assunto.\n<br>\nFicamos todos muito satisfeitos com o que foi ministrado.\n<br><br>\nAbaixo, coment\u00e1rios de alguns participantes:\n<br>\n\u201cAbriu novas perspectivas para poupar e investir meu dinheiro.\u201d\n<br>\n\u201cCom certeza foi muito proveitoso.\u201d\n<br>\n\u201cA palestra foi excelente, tenho certeza que me ajudar\u00e1 muito, ali\u00e1s, j\u00e1 est\u00e1 ajudando. J\u00e1 fiz at\u00e9 alguns investimentos.\u201d\n<br>\n\u201cCom certeza meu dinheiro vai render muito mais. Vou saber gastar melhor.\u201d\n<br>\n\u201cGostei. Fiquei feliz em adquirir mais esse aprendizado. Isso com certeza vai fazer uma enorme diferen\u00e7a na minha vida \u2026minha esposa tamb\u00e9m gostou \u2026\u201d\n<br>\n\u201cExcelente palestra, muito boas as dicas e  ensinamentos para a educa\u00e7\u00e3o financeira. \u00d3timas dicas de investimentos para o futuro.\u201d<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23ad678 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"23ad678\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"60\" height=\"60\" src=\"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2025\/02\/depoimento-mabe.webp\" class=\"attachment-large size-large wp-image-6016\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9bf20b9 e-con-full e-flex e-con e-child\" data-id=\"9bf20b9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5f37b5c elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"5f37b5c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Equipe<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c631e20 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"c631e20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">MB MABE Engenharia<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"4\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"4 of 19\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-caf402a e-flex e-con-boxed e-con e-child\" data-id=\"caf402a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e8627dc elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"e8627dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">\u201cN\u00f3s da Promatec An\u00e1lises Ambientais, gostar\u00edamos de deixar o nosso agradecimento ao Rog\u00e9rio Nakata, planejador e educador financeiro. Ao promovermos o nosso 1\u00b0 Workshop pensamos que seria v\u00e1lido trazer para nossos colaboradores o tema dinheiro. Foi uma palestra muito din\u00e2mica e que se encaixou na realidade da empresa e o material que o Rog\u00e9rio trouxe tamb\u00e9m foi muito bom promovendo a participa\u00e7\u00e3o de todos onde recebemos feedbacks bastante positivos sobre o evento.\u201d\n<br>\n\u201cObrigado Rog\u00e9rio pela aten\u00e7\u00e3o e as expectativas foram atendidas!\u201d<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-73faa4a elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"73faa4a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"60\" height=\"60\" src=\"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2025\/02\/depoimento-maiara-ferreira.webp\" class=\"attachment-large size-large wp-image-6024\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2b46ff6 e-con-full e-flex e-con e-child\" data-id=\"2b46ff6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-27672cf elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"27672cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Maiara Ferreira<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be38a16 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"be38a16\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Qualidade, Promatec An\u00e1lises Ambientais (Rio Claro\/SP)<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"5\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"5 of 19\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ba2ffc4 e-flex e-con-boxed e-con e-child\" data-id=\"ba2ffc4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-625f68c elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"625f68c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">\u201cH\u00e1 dois anos quando assisti a palestra volunt\u00e1ria do Nakata, em um encontro do Instituto Semear que oferece bolsas para jovens universit\u00e1rios sem condi\u00e7\u00f5es financeiras, eu n\u00e3o tinha um real na carteira e nem poupan\u00e7a aberta. Eu que sempre gostei de guardar dinheiro ap\u00f3s a palestra fiquei (ainda mais) motivada a investir, e mais que isso, criar o h\u00e1bito de programar meus gastos e s\u00f3 comprar o necess\u00e1rio. Hoje tenho 4 tipos de aplica\u00e7\u00f5es diferentes e a gerente de investimentos de um grande banco sugeriu que eu passasse essa atitude adiante e criasse um projeto para levar essa educa\u00e7\u00e3o financeira \u00e0 outros universit\u00e1rios\u201d<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19b1758 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"19b1758\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"60\" height=\"60\" src=\"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2025\/02\/depoimentos-amanda-lechinski.webp\" class=\"attachment-large size-large wp-image-6032\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c0305b7 e-con-full e-flex e-con e-child\" data-id=\"c0305b7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8e897ea elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"8e897ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Amanda Lechinski<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-974703b elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"974703b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Bolsista do Instituto Semear<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"6\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"6 of 19\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f2211bd e-flex e-con-boxed e-con e-child\" data-id=\"f2211bd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-54ec986 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"54ec986\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">\u201cA dificuldade em planejar o or\u00e7amento \u00e9 algo cultural do brasileiro, cabendo a todos os agentes sociais, incluindo ai as empresas, trabalhar o assunto, para quebrar esse paradigma. Quest\u00f5es econ\u00f4micas atuais como o cr\u00e9dito f\u00e1cil, juros altos e m\u00e1 avalia\u00e7\u00e3o do endividamento, s\u00f3 fazem piorar a qualidade de vida da popula\u00e7\u00e3o. Acreditamos que a educa\u00e7\u00e3o financeira colabora para compensar a falta de preocupa\u00e7\u00e3o com a forma\u00e7\u00e3o(ou informa\u00e7\u00e3o), das pessoas no assunto, seja no \u00e2mbito familiar ou mesmo na escola. Entre nossos profissionais, essa iniciativa tem se tornado fundamental para conciliar o crescimento profissional com o pleno desenvolvimento individual de cada um. Para a empresa tem sido um desafio tratar o assunto e a cada dia, implementamos uma nova a\u00e7\u00e3o, para tentar ser o apoio que as pessoas precisam. E a palestra do Rog\u00e9rio Nakata veio de encontro as nossas necessidades, num momento de economia desacelerada e endividamento alto, que atinge grande parte da popula\u00e7\u00e3o brasileira.\n<br><br>\nGratos estamos pela sua importante contribui\u00e7\u00e3o.\"<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e056ea8 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"e056ea8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"60\" height=\"60\" src=\"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2024\/11\/depoimentos_sem_foto.webp\" class=\"attachment-large size-large wp-image-237\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5ce7dfd e-con-full e-flex e-con e-child\" data-id=\"5ce7dfd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-005d597 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"005d597\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Giselle Cavallieri Faria<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad03fbe elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"ad03fbe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Assistente Comunica\u00e7\u00e3o Interna<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"7\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"7 of 19\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-70626db e-flex e-con-boxed e-con e-child\" data-id=\"70626db\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9802c28 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"9802c28\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">\u201cProfessor Rog\u00e9rio Nakata, foi de grande import\u00e2ncia a Palestra Planejamento Financeiro, ministrada no II Evento Aposentado-RIA do Tribunal Regional do Trabalho do Rio de Janeiro. Segundo o p\u00fablico participante, o tema atendeu plenamente \u00e0s expectativas, alcan\u00e7ando oitenta porcento de avalia\u00e7\u00f5es positivas. Grata pela parceria.\u201d\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6409291 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"6409291\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"60\" height=\"60\" src=\"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2025\/02\/depoimento-leana-gregorio-fagundes.webp\" class=\"attachment-large size-large wp-image-6046\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-51dfdb5 e-con-full e-flex e-con e-child\" data-id=\"51dfdb5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-24f0002 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"24f0002\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Leana Greg\u00f3rio Fagundes<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44087e6 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"44087e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Coordenadora de Recrutamento e Avalia\u00e7\u00e3o\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"8\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"8 of 19\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b91a7db e-flex e-con-boxed e-con e-child\" data-id=\"b91a7db\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4efa836 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"4efa836\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">\u201cH\u00e1 algum tempo vinha avaliando a possibilidade de nossa equipe de agentes de cr\u00e9dito ter um curso especificamente voltado para a Economia Comportamental, focando a Educa\u00e7\u00e3o Financeira das pessoas. Os agentes de cr\u00e9dito trabalham com micro e pequenos empreendedores ofertando microcr\u00e9dito produtivo e orientado, sendo que nossos clientes possuem um nivel de mesclagem extremanente elevado entre finan\u00e7as pessoais e empresariais. Desta forma, gra\u00e7as ao curso que Rog\u00e9rio Nakata nos proporcionou, percebo que estes conhecimentos devem fazer parte da forma\u00e7\u00e3o de um agente de cr\u00e9dito, complementando sua forma\u00e7\u00e3o em neg\u00f3cios. Tais conhecimentos permitir\u00e3o a analise de forma mais ampla do empreendedor, equilibrando de forma mais adequada sua an\u00e1lise financeira do cliente, percebendo como o cliente aplica o dinheiro que passa diariamente por suas m\u00e3os, e em um segundo momento podendo orientar seus clientes quando perceberem algum problema neste setor. O agente de cr\u00e9dito durante o curso de Educa\u00e7\u00e3o Financeira teve uma vis\u00e3o ampla do que significa a gest\u00e3o inteligente das finan\u00e7as pessoais, e este conhecimento foi importante para sua vida pessoal e profissional, portanto tamb\u00e9m participaram do curso o pessoal administrativo, para que toda a equipe do CEADe pudesse adquirir estes conhecimentos para se capacitarem a equilibrar melhor suas finan\u00e7as pessoais e terem mais qualidade de vida.\u201d<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-60bdd52 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"60bdd52\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"60\" height=\"60\" src=\"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2024\/11\/depoimentos_sem_foto.webp\" class=\"attachment-large size-large wp-image-237\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9d74496 e-con-full e-flex e-con e-child\" data-id=\"9d74496\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-46e3d17 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"46e3d17\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Adelmo Bittencourt Pereira<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9315469 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"9315469\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Gerente Executivo CEADE\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"9\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"9 of 19\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6ee29b7 e-flex e-con-boxed e-con e-child\" data-id=\"6ee29b7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ab7d24a elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"ab7d24a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">\u201cA palestra sobre Planejamento Financeiro beneficiou a todos que a assistiram, pois o Rog\u00e9rio aborda o assunto de forma clara e objetiva, facilitando o entendimento sobre o assunto.\u201d<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2383d7c elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"2383d7c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"60\" height=\"60\" src=\"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2024\/11\/depoimentos_sem_foto.webp\" class=\"attachment-large size-large wp-image-237\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0188451 e-con-full e-flex e-con e-child\" data-id=\"0188451\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8b78055 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"8b78055\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Rita Pomp\u00eau<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e8cb78 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"4e8cb78\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Secretaria Geral\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"10\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"10 of 19\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d3e57e2 e-flex e-con-boxed e-con e-child\" data-id=\"d3e57e2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3729fd5 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"3729fd5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">\u201cHoje existe uma preocupa\u00e7\u00e3o dos profissionais de RH em levar para as empresas assuntos relacionados a Qualidade de Vida dos seus colaboradores. Com este foco, contratei os servi\u00e7os do Rog\u00e9rio Nakata que brilhantemente fez um trabalho com os nossos colaboradores abordando quest\u00f5es que n\u00e3o aprendemos ao longo das nossas vidas: Como lidar com o dinheiro e fazer com que ele trabalhe a nosso favor.\nFoi um trabalho muito elogiado e que ajudou muitos colaboradores a melhorar as suas finan\u00e7as, diminuir suas preocupa\u00e7\u00f5es e consequentemente aumentar o seu desempenho no trabalho\u201d.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-edec9e1 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"edec9e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"60\" height=\"60\" src=\"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2025\/02\/depoimento-edneia-reno.webp\" class=\"attachment-large size-large wp-image-6055\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6b678f6 e-con-full e-flex e-con e-child\" data-id=\"6b678f6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-97b4c62 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"97b4c62\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Edn\u00e9ia Ren\u00f3<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-09f8b9e elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"09f8b9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Gerente de Recursos Humanos<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"11\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"11 of 19\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c1966b7 e-flex e-con-boxed e-con e-child\" data-id=\"c1966b7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b7a06c9 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"b7a06c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">\u201cDentro de nossa empresa priorizamos os programas o atendimento familiar de forma consci\u00eante e respons\u00e1vel.\nA educa\u00e7\u00e3o financeira \u00e9 um tema pertinente em nosso ambiente familiar, as pessoas precisam se conscientizar de como melhorar sua vida financeira e fazer o dinheiro trabalhar para elas.\nNa palestra do Rog\u00e9rio, as familias t\u00eam a oportunidade de refletir sobre seus desejos e necessidades e decidir sobre seu futuro.\u201d<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ecebcb3 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"ecebcb3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"60\" height=\"60\" src=\"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2024\/11\/depoimentos_sem_foto.webp\" class=\"attachment-large size-large wp-image-237\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-56ee2e1 e-con-full e-flex e-con e-child\" data-id=\"56ee2e1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-914da05 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"914da05\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Daniela Cruz\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36894be elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"36894be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Assistente Social<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"12\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"12 of 19\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-498a79d e-flex e-con-boxed e-con e-child\" data-id=\"498a79d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7f0ace0 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"7f0ace0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">\u201cTreinar colaboradores n\u00e3o \u00e9 apenas pensar nos problemas da empresa e orient\u00e1-los para isto, mas tamb\u00e9m se preocupar sempre com a sa\u00fade f\u00edsica, emocional e financeira deles, assim contamos com a parceria do Rog\u00e9rio Nakata, consultoria especializadas em economia financeira, que veio para agregar valor a empresa e principalmente aos colaboradores.\u201d<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e11ed7a elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"e11ed7a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"60\" height=\"60\" src=\"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2025\/02\/depoimento-vivian-ismael.webp\" class=\"attachment-large size-large wp-image-6063\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-42bb93b e-con-full e-flex e-con e-child\" data-id=\"42bb93b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fee02cb elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"fee02cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Vivian Ismael Mendes\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e9fa1ca elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"e9fa1ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Gerente de Recursos Humanos\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"13\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"13 of 19\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b1a9154 e-flex e-con-boxed e-con e-child\" data-id=\"b1a9154\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2e40ace elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"2e40ace\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">\u201cConheci o Planejador Financeiro Rog\u00e9rio Nakata em uma palestra na empresa onde trabalho, fiquei surpreso de como gastava o meu dinheiro, cheguei em casa e contei para minha esposa como tinha sido bom eu ter ido naquela palestra\u2026 Resolvemos cham\u00e1-lo para uma conversa em casa\u2026 Foi a\u00ed que tudo come\u00e7ou! Fizemos uma parceria incr\u00edvel para, passo a passo, desde como sa\u00edr das d\u00edvidas at\u00e9 chegar aos investimentos. Quer dar um presente a si mesmo e ao seu bolso, contrate Rog\u00e9rio Nakata! O seu bolso e sua fam\u00edlia agradecer\u00e3o! Obrigado por tudo!!\u201d<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-496c93a elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"496c93a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"60\" height=\"60\" src=\"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2025\/02\/depoimento-fabiano-e-debora.webp\" class=\"attachment-large size-large wp-image-6064\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ef3a431 e-con-full e-flex e-con e-child\" data-id=\"ef3a431\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e79cca8 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"e79cca8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Fabiano e D\u00e9bora Nogueira<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"14\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"14 of 19\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-029bac1 e-flex e-con-boxed e-con e-child\" data-id=\"029bac1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d7c88c6 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"d7c88c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">\u201cA palestra ministrada pelo Rog\u00e9rio Nakata atingiu plenamente os objetivos propostos ao consultor, que era o despertar a consci\u00eancia do funcion\u00e1rio sobre a responsabilidade com rela\u00e7\u00e3o aos seus recursos financeiros, trazendo qualidade de vida ao colaborador e, indiretamente, melhoria na qualidade do pr\u00f3prio trabalho que ele executa na Duratex\u201d<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d88199 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"1d88199\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"60\" height=\"60\" src=\"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2024\/11\/rogerio_de_abreu_freitas_duratex.webp\" class=\"attachment-large size-large wp-image-257\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-da118c2 e-con-full e-flex e-con e-child\" data-id=\"da118c2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8a8fba9 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"8a8fba9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Rodrigo de Abreu Freitas\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-679a6c6 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"679a6c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Divis\u00e3o Deca\nChefe de Administra\u00e7\u00e3o Comercial | DAO<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"15\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"15 of 19\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ce100a4 e-flex e-con-boxed e-con e-child\" data-id=\"ce100a4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fd679ca elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"fd679ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">\u201cCaro Rog\u00e9rio:<br>\nO parabenizamos pela forma como vem conduzindo suas palestras e cursos.\nPara n\u00f3s \u00e9 uma satisfa\u00e7\u00e3o saber que as palestras que organizamos com a sua participa\u00e7\u00e3o foram sucesso total.\nDuas jovens que estiveram conosco no encontro aqui na C\u00e2mara Municipal de S\u00e3o Jos\u00e9 dos Campos assistindo a sua palestra, acabam de nos comunicar que abriram o pr\u00f3prio neg\u00f3cio \u2013 escolinha infantil. Tudo foi gra\u00e7as a suas dicas que realmente fazem a diferen\u00e7a.\u201d\n<br><br>\nParab\u00e9ns.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ea8627 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"0ea8627\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"60\" height=\"60\" src=\"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2024\/11\/vereador_jairo_santos.webp\" class=\"attachment-large size-large wp-image-252\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3d08459 e-con-full e-flex e-con e-child\" data-id=\"3d08459\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-86dd976 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"86dd976\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Vereador Jairo Santos\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ff7d92 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"2ff7d92\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">S\u00e3o Jos\u00e9 dos Campos<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"16\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"16 of 19\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7f8e69a e-flex e-con-boxed e-con e-child\" data-id=\"7f8e69a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ef6f197 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"ef6f197\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">\u201cOi Rog\u00e9rio:<br>\nGostar\u00edamos de agradecer pela Palestra e dizer que ficamos muito pensativos com o conte\u00fado. Muitas vezes n\u00e3o damos import\u00e2ncia a pequenas coisas e voc\u00ea nos fez enxergar como poupar no presente realmente garante o nosso futuro. Muito obrigado\u201d<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1bdb8f1 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"1bdb8f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"60\" height=\"60\" src=\"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2024\/11\/henrique_molinari_tatiane_freire_e_henrique_tarashima.png\" class=\"attachment-large size-large wp-image-248\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-af81a6b e-con-full e-flex e-con e-child\" data-id=\"af81a6b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52e553c elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"52e553c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Henrique Molinari, Tatiane Freire e Henrique Terashima\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e6cfbc3 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"e6cfbc3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Nordson do Brasil\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"17\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"17 of 19\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8499206 e-flex e-con-boxed e-con e-child\" data-id=\"8499206\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6cd87c1 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"6cd87c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">\u201d Gostaria de agradecer Rog\u00e9rio Nakata, pela excelente palestra financeira, e dizer que foi de grande valia todos os assuntos abordados, foi bem claro e objetivo creio que todos aprendemos muito com os temas abordados , e por mais organizados que somos sempre temos algo a aprender.\u201d<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8a1732c elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"8a1732c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"60\" height=\"60\" src=\"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2024\/11\/depoimentos_sem_foto.webp\" class=\"attachment-large size-large wp-image-237\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7096772 e-con-full e-flex e-con e-child\" data-id=\"7096772\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5f430b4 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"5f430b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Alexandre Ap. da Silva\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bba6d52 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bba6d52\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Rexam | Tecnico Manuten\u00e7\u00e3o Back End\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"18\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"18 of 19\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e498740 e-flex e-con-boxed e-con e-child\" data-id=\"e498740\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d134c51 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"d134c51\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Minha vis\u00e3o:<br>\n\u201cOrienta\u00e7\u00e3o financeira\u201d deveria fazer parte da grade escolar. Por falta dessa orienta\u00e7\u00e3o, aprendemos a lidar com o dinheiro dando cabe\u00e7ada!\nA palestra Economia Comportamental vem de encontro a uma necessidade da grande maioria: aprender a administrar os recursos financeiros que temos!<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-930c1f4 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"930c1f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"60\" height=\"60\" src=\"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2024\/11\/depoimentos_sem_foto.webp\" class=\"attachment-large size-large wp-image-237\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-af9f1dd e-con-full e-flex e-con e-child\" data-id=\"af9f1dd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-177e505 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"177e505\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Jefferson G. Bomjardim\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71b68f9 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"71b68f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Rexam | RH\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"19\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"19 of 19\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-08f640d e-flex e-con-boxed e-con e-child\" data-id=\"08f640d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-153372d elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"153372d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">\u201cAp\u00f3s uma interessante conversa com o Planejador Financeiro Rog\u00e9rio Nakata, finalmente conseguimos organizar nossos investimentos com as taxas mais baixas de administra\u00e7\u00e3o do mercado. Hoje sabemos e podemos aplicar com entendimento, tanto em renda fixa, como em a\u00e7\u00f5es, gra\u00e7as as orienta\u00e7\u00f5es que recebemos, confortavelmente, em nosso lar!\u201d<br>\nMuito Agradecido Rog\u00e9rio!<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8240c73 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"8240c73\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"60\" height=\"60\" src=\"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-content\/uploads\/2024\/11\/renzo_e_mariela.webp\" class=\"attachment-large size-large wp-image-226\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7fa4c3d e-con-full e-flex e-con e-child\" data-id=\"7fa4c3d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-96c6a4d elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"96c6a4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Renzo e Mariela\n\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bad780a elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bad780a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Cirurgi\u00e3o Ortopedista e Dermatologista\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-prev\" role=\"button\" tabindex=\"0\" 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308 863 321 871 338 875 354 875 371 875 388 867 400 854L696 533Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Home Palestra in Company Palestra sobre Educa\u00e7\u00e3o Financeira e Planejamento Financeiro Nesta palestra, oferecemos aos colaboradores da iniciativa privada e servidores p\u00fablicos conceitos fundamentais sobre Educa\u00e7\u00e3o Financeira e Planejamento Financeiro Pessoal\u00a0de forma a auxili\u00e1-los na administra\u00e7\u00e3o de seus recursos financeiros, dando melhor destino ao seu dinheiro, aprendendo a fazer mais com aquilo que ganham, mas [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":186,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4863","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-json\/wp\/v2\/pages\/4863","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-json\/wp\/v2\/comments?post=4863"}],"version-history":[{"count":10,"href":"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-json\/wp\/v2\/pages\/4863\/revisions"}],"predecessor-version":[{"id":6463,"href":"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-json\/wp\/v2\/pages\/4863\/revisions\/6463"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-json\/wp\/v2\/media\/186"}],"wp:attachment":[{"href":"https:\/\/vrcsites.com.br\/projetos\/economia_comp\/wp-json\/wp\/v2\/media?parent=4863"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}